TG Insurance Group | Legal

Privacy Policy

Your privacy matters. We believe protecting your information is part of earning your trust.

Our Commitment to Your Privacy

Welcome to TG Insurance Group. This Privacy Policy explains how personal information may be collected, used, shared, and protected in connection with tginsurancegroup.com and inquiries made through the website.

This website is operated by Tracey Garnett under the TG Insurance Group name.

We recognize that insurance, retirement, and Medicare-related conversations may involve sensitive personal information. Our goal is to handle information responsibly and communicate clearly about applicable privacy practices.

01

Scope of This Policy

This Privacy Policy describes information practices associated with this website, including website inquiries, contact forms, and requests for consultations.

Insurance carriers, enrollment platforms, and other independent organizations may have their own privacy notices governing information they collect or process.

02

Information We May Collect

Depending on how you interact with the website, information collected may include:

  • Name and contact information, such as phone number and email address.
  • Information included in messages or contact forms.
  • Appointment preferences and consultation requests.
  • General information about insurance or retirement services you are interested in.
  • Technical information, such as browser type, device details, IP address, and website usage information, when collected by website systems.

Additional information may be requested through appropriate secure channels when necessary to evaluate insurance or enrollment options.

03

How Information Is Collected

Information may be provided directly when you complete a contact form, request a consultation, send a message, or otherwise communicate with us.

Certain technical information may also be collected automatically by website hosting, security, analytics, or other technologies, depending on the tools configured on the website.

04

How We Use Information

Personal information may be used for legitimate business purposes, including:

  • Responding to questions and requests for information.
  • Scheduling and preparing for consultations.
  • Providing information about requested insurance and retirement services.
  • Supporting customer service and ongoing client relationships.
  • Maintaining website security and functionality.
  • Meeting applicable legal, regulatory, recordkeeping, and compliance obligations.
05

Insurance and Medicare Information

Insurance and Medicare-related services may require additional information to evaluate eligibility, review available options, or process an application.

Such information may include personal, financial, or health-related details, depending on the product and the applicable enrollment process.

Where additional information is needed, the relevant insurance carrier, enrollment platform, or other authorized provider may have separate privacy and consent requirements.

Important: Please do not submit Social Security numbers, Medicare beneficiary identifiers, financial account credentials, or detailed medical records through a general website contact form.

06

When Information May Be Shared

Information may be shared when reasonably necessary to respond to a request, deliver an authorized service, operate the website, or comply with applicable law.

Depending on the circumstances, recipients may include:

  • Insurance carriers and authorized enrollment partners.
  • Service providers supporting website hosting, scheduling, communications, and security.
  • Other authorized professionals involved in providing a requested service.
  • Government or regulatory authorities when disclosure is required by law.

Any disclosure of sensitive information must be subject to applicable privacy, consent, and legal requirements.

07

Cookies and Website Technologies

Websites may use cookies and similar technologies to support essential functionality, security, user preferences, and website performance.

Depending on the services enabled on this website, certain third-party technologies may also collect information about website interactions.

Browser settings may allow you to restrict or delete cookies. Disabling certain cookies may affect website functionality.

08

Communications and Your Choices

If you contact us, we may respond using the contact information you provide.

Promotional communications, automated messages, and Medicare-related marketing communications are subject to applicable consent and communication requirements.

Where applicable, you may request that optional marketing communications stop by following an unsubscribe instruction or contacting us directly.

09

Information Security

Protecting personal information is important. Appropriate administrative, technical, and organizational safeguards should be used based on the sensitivity of information and the systems involved.

However, no internet-based transmission or electronic storage method can be guaranteed to be completely secure.

Visitors should avoid sending sensitive personal information through unsecured email or general website forms.

10

Information Retention

Information may be retained for as long as reasonably necessary to fulfill the purpose for which it was collected, maintain appropriate business records, or meet applicable legal and regulatory obligations.

Retention periods may vary depending on the type of information and the applicable insurance or regulatory requirements.

11

Your Privacy Requests

You may contact us to ask questions about personal information you have provided or to request a correction or deletion, where applicable.

Requests will be considered in accordance with applicable law, identity verification requirements, and any mandatory record-retention obligations.

12

Third-Party Websites

This website may link to insurance carrier websites, Medicare resources, scheduling services, and other external platforms.

These third parties operate independently and may have different privacy practices. We encourage you to review their privacy notices before providing personal information.

13

Children's Privacy

This website is intended for individuals seeking general insurance and retirement information and is not directed toward children under the age of 13.

If you believe a child has submitted personal information through this website, please contact us so the matter can be reviewed and addressed as appropriate.

14

Changes to This Privacy Policy

This Privacy Policy may be updated to reflect changes in website practices, technology, services, or applicable legal requirements.

Revisions will be published on this page. We encourage visitors to review the policy periodically.

15

Contact Us About Privacy

If you have questions about this Privacy Policy or wish to submit a privacy-related request, please contact:

Tracey Garnett
TG Insurance Group
Houston, Texas

Phone: 832-888-0596

Website: tginsurancegroup.com

Privacy. Transparency. Trust.

At TG Insurance Group, we believe meaningful guidance begins with respect for the people and information entrusted to us.

Employee Benefits That Go Beyond the Basics

A strong employee benefits package can provide valuable financial protection and peace of mind for employees and their families.

I help businesses and their employees explore voluntary benefit solutions, including accident, critical illness, hospital indemnity, and other supplemental insurance options designed to provide additional financial protection when unexpected events occur.

Whether you’re an employer looking to enhance your benefits package or an employee exploring additional coverage, I’m here to provide personalized guidance and help you find options that align with your needs and budget.

Retirement Planning for a More Confident Future

Retirement isn’t just about saving money—it’s about preparing for financial security and dependable income throughout your retirement years.

I help individuals and families explore retirement solutions designed to grow their savings, protect their assets, and create income for the future.

Whether you’re just starting to save, approaching retirement, or reviewing your existing accounts, I’m here to provide personalized guidance tailored to your goals, timeline, and financial needs, with specialized support for educators and working professionals.

Supplemental Health Coverage for Life's Unexpected Moments

Even with health insurance, unexpected medical expenses can create financial stress.

I help individuals and families explore supplemental health insurance options designed to provide additional financial protection when unexpected illnesses, injuries, or hospital stays occur.

Whether you’re looking for accident coverage, critical illness protection, or hospital indemnity insurance, I’m here to help you understand your options and find coverage that complements your existing health insurance, needs, and budget.

Medicare Coverage That Fits Your Needs

Understanding your Medicare options is an important part of planning for your healthcare and retirement. I help you explore Medicare Advantage, Medicare Supplement, and prescription drug coverage options based on your healthcare needs, preferred providers, and budget.

Whether you’re new to Medicare or reviewing your existing coverage, I’m here to provide personalized guidance to help you make informed decisions with confidence.

Life Insurance That Protects What Matters Most

Life insurance is more than just a policy—it’s a way to help protect yourself and the people who matter most.

I help individuals and families explore life insurance solutions designed to provide financial protection and peace of mind. Certain policies also offer living benefits, which may allow you to access a portion of your death benefit while you’re still living if you experience a qualifying critical, chronic, or terminal illness.

Whether you’re looking to replace lost income, cover final expenses, or strengthen your family’s financial future, I’m here to help you find coverage options that align with your needs, goals, and budget.